For small business owners using Xero
Your numbers, explained like a mate who happens to be great with money
Charlie connects to your Xero account, keeps an eye on your cash, invoices, and profit, and tells you what matters — in plain English, not accountant-speak.
No credit card required. Seriously.
Less time in spreadsheets. More time running your business.
Everything Charlie does is built around one idea: you shouldn't need an accounting degree to know how your business is going.
Know your cash position
See exactly what's in the bank across all your accounts, and whether it's trending the right way — without opening a single report.
Chase the right invoices
Charlie spots who owes you money and how overdue they are, so your follow-ups land where they'll make the biggest difference.
Understand your profit
Revenue, expenses, and what's actually left over — explained month by month in words, not spreadsheets.
Insights that find you
After every Xero sync, Charlie reviews your numbers and flags what's worth knowing — the good news and the early warnings.
Ask anything, anytime
"Can I afford to hire?" "Why was last month tight?" Charlie answers with your real numbers, in plain English.
Secure, read-only access
Charlie connects to Xero read-only. Your data stays yours, and you can disconnect with one click.
Try everything free for 90 days
Then it's one simple plan — $29/month AUD for the full Charlie experience on web and mobile. No tiers, no lock-in, cancel anytime.
Start free — no card neededReady to actually understand your numbers?
Connect Xero in two minutes and let Charlie do the reading. If it's not for you, walk away — no card, no catch.
Meet Charlie